I am coaching a summer league team (non USA Swimming) next year and would like to have a professional liability policy to cover me. This is proving difficult. My homeowners umbrella won't cover it. The various companies out there that insure "fitness" professionals specifically exclude coaching of a competitive team. The HOA policy for the pool wants $700 to add me, which is pretty high.
I am wondering if anyone out there can provide direction on this matter for me?
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Try Esix insurance.
They do the triathlon coaches insurance, which is the only policy I have seen that will individually cover a coach working in open water.
General & Professional Liability at affordable rates.
keep us posted. I might be in the same spot as you are. Just waiting to hear back from the respective people. Cross your fingers!
I work with liability insurance everyday. Give me a call and i can hook you up with one of our companies that will write a policy for you. 626-673-4800.